Chattanooga, Signal Mountain and Hamilton County real estate and homes for sale in Tennessee, lake properties and mountain properties - The Shaw Group, REALTORS® REALTOR® Logo - NUMBER1EXPERTS™ NUMBER1EXPERT™ Logo
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For real Chattanooga area Real Estate Expertise call us at 423-421-3919.
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Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia
Q 
What is the world's oldest wooden structure?

A 
The oldest wooden buildings are the Pagoda, Chumanar Gate and Temple of Horyu in Nara, Japan, dating from A.D. 670.
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The Shaw Group, REALTOR®, real estate agent and broker for Chattanooga, Signal Mountain and Hamilton County Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

The Shaw Group
Real Estate Partners

807 Cherry Street
Chattanooga, TN 37402
Office: 423-265-0088
Cell: 423-421-3919
Fax: 1-888-866-8962
SueShaw@NUMBER1EXPERT.com

CHATTANOOGA IS A GREAT PLACE TO LIVE! (And Signal Mountain, Lookout Mountain, Elder Mountain, and White Oak Mountain). We are situated in a beautiful valley surrounded by lakes and mountains. The beautiful Tennessee River flows through the heart of the city. You've heard of the Chattanooga Choo Choo. We have IT, but we have so much more! A wonderful fresh water aquarium, Children's Museum, a glowing riverfront, Hunter Art Museum, walking trails, downtown housing, suburban housing, trees, water, natural beauty, Coolidge Park and many other delights. We are dedicated full-time Realtors. As an experienced team, we will make every effort to ensure that your family is comfortable and confident throughout the entire process of buying or selling. Our goal is to help you accomplish your goals. Whether you are buying or selling. YOU ARE NUMBER 1.

CRS GRI REALTOR MLS ePro SRES Equal Housing


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