For real Chattanooga area Real Estate Expertise call us at 423-421-3919.
Finding our next home We will definately be calling you when we are ready to upgrade our home!!! Heather and Robert Friant Read Quote > View All Quotes >
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Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
The Shaw Group Real Estate Partners 807 Cherry Street Chattanooga, TN 37402 Office: 423-265-0088 Cell: 423-421-3919 Fax: 1-888-866-8962 SueShaw@NUMBER1EXPERT.com
CHATTANOOGA IS A GREAT PLACE TO LIVE! (And Signal Mountain, Lookout Mountain, Elder Mountain, and White Oak Mountain). We are situated in a beautiful valley surrounded by lakes and mountains. The beautiful Tennessee River flows through the heart of the city.
You've heard of the Chattanooga Choo Choo. We have IT, but we have so much more! A wonderful fresh water aquarium, Children's Museum, a glowing riverfront, Hunter Art Museum, walking trails, downtown housing, suburban housing, trees, water, natural beauty, Coolidge Park and many other delights.
We are dedicated full-time Realtors. As an experienced team, we will make every effort to ensure that your family is comfortable and confident throughout the entire process of buying or selling. Our goal is to help you accomplish your goals. Whether you are buying or selling. YOU ARE NUMBER 1.
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